At Loanable, we understand the financial complexities that come with property investments and how essential it is to secure funds promptly. Thatโs where our bridging loans come in.
Whether youโre an individual homeowner, a property developer or an investor, our bespoke bridging loans can provide the quick cash injection you need to seal the deal, ensuring that nothing stands in your way.
Fully authorised and regulated by the FCA
Loans from ยฃ10k to ยฃ5m
75% LTV products available
Poor credit history considered
No upfront credit checks
Over 150 5-star reviews on Feefo
Repayment terms from 6-18 months
A bridging loan, as the name suggests, serves to ‘bridge’ the financial gap that you might encounter during property transactions. This can be particularly useful when you need to complete a property purchase before selling your existing home, or if you’re involved in an auction where funds are required rapidly.
Bridging loans offer a quick, short-term financing solution that typically ranges from 1 month to 12 months. However, at Loanable, we understand that everyone’s circumstances are unique, and therefore, we also offer terms extending up to 18 months for those who need a little more time.
What sets our bridging loans apart from traditional financing solutions are their speed and flexibility:
Swift Access to Funds: The lengthy approval process of high-street lenders can sometimes let opportunities slip through your fingers. With Loanable, you can access bridging loans from ยฃ10,000 to ยฃ5 million, with approvals and fund disbursement often taking place within a matter of days.
Flexible Repayment Terms: We tailor our bridging loans to fit your financial situation. Whether you wish to ‘service’ the loan by paying the interest monthly, or ‘roll-up’ the interest to pay at the end of the term, we’re here to accommodate your needs.
Funds for Various Uses: Whether you’re securing your dream home, investing in a buy-to-let property, or developing real estate, our bridging loans can be your financial lifeline.
Bad Credit? No Problem: Unlike traditional lenders, we don’t just look at your credit history. We consider your entire financial picture when making our lending decisions. This means even if you have a poor credit history, you could still be eligible for a Loanable bridging loan. For more information, view our bad credit loans.
75% LTV Products Available: High Loan to Value? Don’t fret, we’ve got you covered with our range of products.
At Loanable, we’re all about enabling your financial goals swiftly and seamlessly. With our bridging loans, you’re not just getting funds; you’re also receiving a dedicated, experienced advisory team that’s with you every step of the way. Choose Loanable; our secured loans are tailored to your needs.
We’re committed to helping you secure the best financial outcomes. Our bridging loans offer numerous benefits, empowering you to make confident property decisions, regardless of your financial situation.
Quick Access to Large Funds: When time is of the essence and you need large sums of money fast, our bridging loans are your ideal choice. Our swift approval and disbursement process ensure you donโt miss out on critical property transactions.
No Early Repayment Fees: We’re here to help you manage your finances as effectively as possible. If you find yourself in a position to pay off your loan early, we won’t penalise you with extra fees.
Poor Credit History Considered: Don’t let a less-than-perfect credit score deter you from your property dreams. At Loanable, we consider your broader financial situation, not just your credit history.
Interest Roll-Up Option: Ease your monthly financial burden with our ‘Interest Roll-Up’ option, which allows you to pay the loan interest at the end of the term.
Our bridging loans can come in handy in various situations. Here are a few common scenarios where a bridging loan might be the perfect solution:
Buying a New Home Before Selling the Old One: If you’ve found your dream home but haven’t yet sold your existing property, a bridging loan can provide the funds you need to secure your new home swiftly.
Property Auctions: Purchasing property at an auction often requires quick fund availability. Our bridging loans ensure you’re always ready to make a successful bid.
Property Development and Renovation: Whether you’re developing a property or undertaking significant renovations, our bridging loans offer the financial support to cover your project costs. For more information, view our home renovation loans.
Business Investment: If you need immediate funds to seize a business opportunity, a bridging loan from Loanable can provide the necessary capital. For more information, view our business loans.
At Loanable, we’re dedicated to providing financial solutions that align with your unique needs and circumstances. Trust us to help you bridge the gap to your next property adventure.
We strive to make our bridging loans accessible to as many people as possible. Our main goal is to help you achieve your property ambitions, no matter what your financial circumstances might be.
Age Requirement: You need to be at least 21 years old to apply for a Loanable bridging loan.
Property as Security: A bridging loan is a secured loan, which means we require a property as collateral. This could be the property you’re purchasing or another property you already own.
Proof of Ability to Repay: While we don’t exclusively base our decisions on your credit history, we do need evidence that you’ll be able to repay the loan. This could come in the form of income details, savings, or a solid plan for repaying the loan (for example, a property sale or a long-term refinancing solution).
Residency: Our bridging loans are available to UK residents. In terms of documentation, we usually require:
Please note that we assess each application on an individual basis and may require additional information as we deem necessary.
At Loanable, we’re proud of our inclusive approach to lending. Don’t let a lack of traditional qualifications or a poor credit history stop you from applying for a bridging loan with us. We’ll look at your entire financial situation and work hard to find a solution that suits you. Apply today and let us help you turn your property dreams into reality.
We understand that navigating the world of property financing can be daunting. That’s why we’ve made our application process as simple and stress-free as possible. Here’s your step-by-step guide to applying for a Loanable bridging loan:
Start by filling out our quick and easy online form. We’ll need some basic information about you, the loan amount you require, and the property you’re using as security.
Once we’ve received your online form, one of our friendly and experienced advisors will get in touch. They’ll discuss your needs and circumstances, answering any questions you might have. This call will help us to tailor the loan to your specific requirements.
Following the call, we’ll work diligently to source the best lender and put together a bespoke loan proposal that suits your needs. We’ll then send this proposal to you for your review and approval.
Upon your approval, we’ll carry out necessary legal checks and property valuation. We work swiftly to ensure these processes don’t delay your loan.
Once all checks are completed, the lender will release the funds. The timeframe can vary, but we aim to complete this process within a matter of days.
If you have any questions during the application process, our team of advisors is here to help, seven days a week. Feel free to contact us at any point.
It’s as simple as that! With Loanable, getting a bridging loan is a straightforward process. Start your application today and take the first step towards your property ambitions.
At Loanable, we’re all about making your financial journey simple and transparent. So, we’ve gathered your most common questions about our bridging loans, providing you with all the answers you need in one place.
At its core, a bridging loan is a short-term financial solution designed to ‘bridge’ any gap in your finances. It’s perfect for when you’re looking to purchase a property before selling your current one. With us, you can secure funds promptly, seizing opportunities that might otherwise pass you by.
Remember, we’re here to help you at every step. If you have further questions or need assistance, our friendly customer service team is just a call or click away.
At Loanable, your trust is paramount to us. We’re proud to be fully authorised and regulated by the Financial Conduct Authority (FCA). This means we adhere to the highest standards of conduct in the financial services industry, putting your interests at the heart of our business.
We’re also humbled and grateful for our clients’ positive feedback, earning us over 150 5-star reviews on Feefo.
Take the first step towards securing your property goals with a company that’s trusted by hundreds of homeowners across the UK. Get in touch with us today to explore your bridging loan options.
We’ve made sure you have various ways to reach out to us. Whether you have questions, need more information, or are ready to apply for a loan, we’re here to help!
Phone: You can call us directly at 01925 988055. Our friendly team is available Monday-Sunday from 9am-7pm to assist you.
Email: Prefer typing out your queries or concerns? No problem! Reach us at [email protected], and we’ll get back to you as soon as possible.
Physical Address: If you’d rather speak to someone in person, you can visit our office at The Old Rectory, Rectory Lane, Winwick, Warrington, WA2 8LE.
Taking the Leap with Loanable:
Ready to bridge the gap in your finances with a bridging loan from us? Wonderful! Click the “Complete Our Form” button below, and let’s get started. Or if you have more questions, don’t hesitate to reach out to our team. We’re always here to ensure you have all the information you need to make the best decision. Your financial future awaits, let’s explore it together with Loanable!
Weโre based in the North West of England with a dedicated, experienced team ofย advisors helping homeowners, property developers and investors across the United Kingdom. We have access to over 400loans from the nation’s top lenders. Weโll match your individual circumstances to the right advisor who will source the best lender and ensure you get the correct deal.
Weโre open 7 days a week Simply complete the form and one of our advisors will make contact and talk you through your options.
Matthew Edwards-Glasse
Training & Compliance Manager
Jonny Gallagher
Secured Loan Expert
Sheryl Jones
Head of Operations
Paul Foster
Secured Loan Expert
Anthony Harrison-Duffy
Secured Loan Expert
Rhiannon Sturgess
Case Manager
Michelle Mills
Head of Secured Lending
Mel Wills
Case Manager
Craig Fisher
Secured Loan Expert
Chris Wheelton
Secured Loan Expert
Dave Graham
Head of New Business
Estelle Baker
Case Manager
Maddi Ali
Secured Loan Expert
Christian Moorcroft
Case Manager
Justin Adams
Case Manager
Jamie Palmer
Secured Loan Expert
Jordan Dowling
Secured Loan Expert
Ian Green
Secured Loan Expert
Kev Tilley
Founder and Managing Director
Mike O’Dwyer
Secured Loan Expert